Your mortgage broker in Cairns City.

City buying in Cairns is its own game. Apartments on the Esplanade side with body corporate fees that change the serviceability maths. Workers cottages in Parramatta Park with renovation potential and old-wiring surprises. Units bought as a first step onto the ladder, or as investments with a holiday let question attached.

The catch is that lenders treat city stock differently. Some draw the line at small unit sizes. Some want bigger deposits for high density buildings. Some read holiday letting as a business and price it that way. None of that is written on the front of the brochure, and finding out at application time costs you weeks.

Renaee knows which lenders are comfortable with what, before anything gets lodged. That is the whole advantage of a broker who works this market every week: your application goes where it fits the first time.

She meets city clients wherever suits, her office, your work, or a coffee on the Esplanade. The first chat is free and usually tells you in half an hour whether your plan holds up.