Your mortgage broker in Smithfield.

Smithfield sits at the junction of everything. The university on one side, the shopping centre in the middle, the beaches ten minutes north and the city fifteen south. That position keeps demand steady from two very different buyers: families wanting an established suburb, and investors chasing rental demand from students and hospital staff.

For families, the work is usually a straightforward home loan done well. Compared across the panel, structured with the right offset and repayment setup, and reviewed every year so the rate never quietly drifts.

For investors, Smithfield rewards doing the numbers properly. Rental demand near the university is real, but so is the difference between lenders on investor rates and how much of the rent they count towards servicing. The same deal can be approved comfortably at one lender and declined at another. Renaee knows which is which.

Either way it starts with a free chat, at her office or your kitchen table, and you leave knowing your actual numbers.